Why Stateson
Financing
Effective July 1, 2026- July 31, 2026. The American Dream Financing Program is a limited-time mortgage incentive offered through Stateson Homes and M2B Mortgage, available on all new Stateson homes. It offers below-market interest rates on 30-year fixed FHA and Conventional loans — giving buyers who have been waiting on the sidelines a real window to act.
Whether you're a first-time buyer or a move-up buyer looking for your next home - this program was built for you.
*Advertised loan program is a 30-year fixed rate FHA or Conventional loan with an interest rate of 4.875% (5.092% APR). The interest rate quoted assumes 1.5 discount points for a primary residence. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, including down payment amount, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Not all applicants will qualify. Rates and terms are effective 7/1/2026 and are subject to change without notice. This offer is available for a limited time only. All options are not available on all programs. Loans all have 1.5 points finance charge.
M2B Mortgage LLC is an Equal Housing Lender. NMLS #2635494. 975 Emancipation Hwy, Suite A, Fredericksburg, VA 22401. Licensed by Virginia State Corporation Commission, Lender License #MC-7948. Corporate phone: (855) 589-9505. For more licensing information, visit m2bmortgage.com/licensing-information and nmlsconsumeraccess.org.
No Renovation & Repair Costs
Your decision to buy new gives you the peace-of-mind of moving right into a home that checks all the boxes and is ready to enjoy from day one. Resales come with big price tags and a lot of patience to fix and finish your home just the way you want.
Better Energy Efficiency
Stateson Homes uses a building approach that consistently consumes significantly less energy and dramatically reduces monthly utility costs for every homeowner. Your new home will be more energy efficient than a resale home and will continue to save you money month-after-month.
More Insurance Friendly
According to the Insurance Information Institute, homeowner policies are priced based on several factors including age of the home, condition of the roof and quality of construction. Which extends the insurance benefits of buying new right into your wallet.
Included Builder's Warranty
When you buy new with Stateson Homes, we've got you covered with our Warranty Care Program that provides the support you need long after you move in.
Stateson Homes' Preferred Lender
Our trusted financial partner, M2B Mortgage, will work with you to understand your needs and identify the best mortgage options for your lifestyle and budget.