New Homes in Blacksburg, Roanoke, Christiansburg & Beyond with Rates as Low as 4.875%* — Stateson Homes American Dream Financing Program

Effective July 1, 2026 Through July 31, 2026 | Available on All Stateson Homes Communities

As America celebrates its 250th birthday this Fourth of July, Stateson Homes is making the American Dream more attainable than ever. Starting today through July 31, 2026, qualified buyers can purchase a new Stateson home — including new homes in Blacksburg, new homes in Roanoke, new homes in Christiansburg, and new homes in Irvington VA— with a 30-year fixed-rate mortgage as low as 4.875% (5.092% APR)* through our preferred lending partner, M2B Mortgage.

This is the most competitive financing we've offered — and it's available right now, across all of our active communities in the New River Valley, Roanoke Valley, and Northern Neck of Virginia.

What Is the American Dream Financing Program?

The American Dream Financing Program is a limited-time mortgage incentive offered through Stateson Homes and M2B Mortgage, available on all new Stateson homes effective July 1, 2026. It offers below-market interest rates on 30-year fixed FHA and Conventional loans — giving buyers who have been waiting on the sidelines a real window to act.

Whether you're a first-time buyer looking for an affordable home, or you have been waiting for the right interest rate for your next home... this program was built for you.

What Interest Rates Are Available?

All loans are 30-year fixed-rate mortgages with 1.5 discount points financed.

The lowest rate — 4.875% — is available to FHA buyers putting 5% or more down, or Conventional buyers putting 30% or more down.

All rates are effective 7/1/2026 and are subject to change without notice. Not all applicants will qualify.

Which Stateson Homes Communities Are Eligible?

The American Dream Financing Program is available on all new Stateson Homes communities, including:

New River Valley

• Clifton Town Center — Townhomes from the mid $300's | Christiansburg, VA
• Westhill Townhomes — Townhomes from the $390's | Blacksburg, VA
• Westhill Villas — Villas from the low $400's | Blacksburg, VA
• Westhill Single-Family Homes — From the low $500s | Blacksburg, VA

Roanoke Valley

• Foothills — Single-Family Homes from the low $400's | Roanoke, VA
• Daleville Town Center Townhomes — From the mid $300's | Daleville, VA
• Daleville Town Center Single-Family Homes — From the mid $400's | Daleville, VA
• Millstone — Single-Family Homes from the low $400's | Daleville, VA

Northern Neck

• Hills Quarter — Single-Family Homes from the mid $300s | Irvington, VA

How Do I Qualify for the American Dream Rate?

Qualification is based on standard FHA and Conventional mortgage guidelines as determined by M2B Mortgage. To get started:

1. Choose your community — Visit any Stateson Homes sales office or browse floor plans at statesonhomes.com
2. Discover Your Dream Home — Contact our team or visit our model home and find the new home that suits your needs
3. Schedule your Visit and Secure Your Rate — Finalize your new home, make application with M2B, and lock in your rate. 

Your Stateson sales agent can walk you through the process from first visit to your new homes closing.

Why Buy a New Stateson Home Right Now?

Buying new construction means you're getting a home built for the way people live today — not one that's been updated piecemeal over decades. Here's what every Stateson buyer gets:

• Weekly buyer communication from your construction team so you always know where your home stands
• A full Design Center experience to personalize your finishes and selections
• Thoughtfully planned communities with walkability, open space, and neighborhood amenity intentionally designed — not afterthoughts
• Deep local market knowledge from a builder that's been right here in Virginia for over 1,000 homes

And now, with rates as low as 4.875%* (5.092% APR) for 30-Years through the American Dream Financing Program, the monthly payment gap between buying new and waiting has never been smaller.

Frequently Asked Questions

What is the lowest available interest rate through the American Dream Program? The lowest available rate is 4.875% (5.092% APR) on a 30-year fixed FHA loan with 5% or more down, or a Conventional loan with 30% or more down. All loans include 1.5 discount points financed.

Is the American Dream rate available on all Stateson Homes communities? Yes. This program is available on all active Stateson Homes communities across the New River Valley, Roanoke Valley, and Northern Neck of Virginia as of July 1, 2026.

How long is this program available? The American Dream Financing Program is available through July 31, 2026. Rates and terms are subject to change without notice. We encourage buyers to act quickly to lock in their rate.

Who is the lender for the American Dream Program? All loans are originated through M2B Mortgage LLC, Stateson Homes' preferred financing partner. NMLS #2635494.

Can I use the American Dream rate on a to-be-built home or only Quick Move-Ins? Yes — this program is available on all new Stateson homes, including both Quick Move-In (QMI) homes and to-be-built homesites across all of our communities.

Ready to Make Your American Dream a Reality?

Visit any Stateson Homes community today or go to statesonhomes.com to explore floor plans, available homesites, and schedule a tour. Our sales agents are ready to walk you through the American Dream Financing Program and find the home that fits your life.

EXPLORE HOMES & GET IN TOUCH → (link to contact form)

*Advertised loan program is a 30-year fixed rate FHA or Conventional loan with an interest rate of 4.875% (5.092% APR). The interest rate quoted assumes 1.5 discount points for a primary residence. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, including down payment amount, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Not all applicants will qualify. Rates and terms are effective 7/1/2026 and are subject to change without notice. This offer is available for a limited time only. All options are not available on all programs. Loans all have 1.5 points finance charge.

M2B Mortgage LLC is an Equal Housing Lender. NMLS #2635494. 975 Emancipation Hwy, Suite A, Fredericksburg, VA 22401. Licensed by Virginia State Corporation Commission, Lender License #MC-7948. Corporate phone: (855) 589-9505. For more licensing information, visit m2bmortgage.com/licensing-information and nmlsconsumeraccess.org.